When using your card at a gas station, we recommend never swiping your card at the pump. When doing so, a pre-authorization charge of, anywhere from $75-$200, will be charged to your card. To use your card at a gas station, simply pay at the cashier and request a specific amount to be charged to your card.
If your card was swiped at the pump and was successful, the pre-authorization charge will show on your card's transaction history until it has settled at the correct amount (typically within 3-7 business days).
Virtual Visa or Mastercard gift cards can not be used for purchases at a gas station.
- Declined fuel purchase attempts are generally the result of swiping the card at the pump or the cashier unsuccessfully authorizing the card for an amount available on the card.
- If the available card funds are less than requested by the merchant the result will be a pre-authorization hold on the funds for typically 4 days and the sale will not be authorized.
- Swiping at the pump will typically result in merchants requesting a pre-authorization for approximately $200.
- Cashiers are often -but not always- able to process your card for the exact amount you request. If the cashier processes an authorization for an amount greater than the available balance the transaction will be declined and the result will be a pre-authorization hold on the funds for typically 4 days.
- Pre-authorization holds on funds generally expire in 4 days and the funds will be again available on your card without further action required.