Purchase attempts may be declined if:
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- Attempted use to purchase a gift card with payment of your current gift card (prohibited by most merchants).
- Fuel purchases if the merchant requests a pre-authorization for an amount greater than available on the card.
- Tipping business purchases (i.e. restaurants, salons, etc.) if merchant requests a pre-authorization for an amount greater than available on the card.
- Any purchase if merchant requests a pre-authorization for an amount greater than available on the card.
- Attempted use of the card for cash access, ATM, money services such as Venmo, etc.
- Incorrect PIN # in a Debit transaction.
- Purchase or purchaser delivery address outside of the USA.
- Attempted use of the card for prohibited categories such as gambling, dating services, adult entertainment, etc.
- Incorrect PIN # in a Debit transaction.
- Attempted use of the card outside of the USA.
- Attempted online use for recurring payments such as utilities, cell phone, cable TV, etc.
- Decisions made by merchants on transaction approvals – particularly for online purchases.
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