Is the Prepaid VISA or Mastercard a Debit or Credit Card? Russell Da Silva April 28, 2021 15:57 In this article Your Prepaid VISA or Mastercard may be used for either a Debit or Credit transaction. Debit transactions require a 4-digit PIN. You may create or change your PIN using the self-service options by calling 855-660-6847. Related articles Can I withdraw cash (ATM) or send cash (i.e. Venmo) with my VISA or Mastercard Gift Card? How do I activate my Visa or Mastercard gift card online? How fast can I receive my order? Do gift cards expire? Can I use my Prepaid VISA or Mastercard outside of the USA? Comments 0 comments Article is closed for comments.