Using at Tipping Establishments (restaurants, salons, etc.)
- Tipping establishments typically request an authorization for approximately 20% more than the anticipated purchase amount to accommodate a gratuity.
- It is recommended to advise the cashier you are using a gift card and specify the amount to authorize and they you will pay any additional with another form of payment.
- If the available card funds are less than requested by the merchant the result will be a pre-authorization hold on the funds for typically 4 days and the sale will not be authorized.
- Pre-authorization holds on funds generally expire in 4 days and the funds will be again available on your card without further action required.