Do I use my gift card as a credit or debit?

Your Visa or Mastercard gift card can be used for either a debit or credit transaction. Our virtual cards can be used online only and used just like a regular credit or debit card. When using your plastic card for in-store purchases, you may select credit or debit when swiping your card. Please keep in mind that a PIN is required to use your plastic card for in-store debit transactions. You may set your PIN when activating your card or checking your balance online.